Mindset of a Successful Property Investor


Simon has achieved great success at a young age, now owning 3 properties at 28. In this episode we dive into Simon’s success mindset and how he was able to achieve so much in such a short period of time.

0:00 – Introduction
0:35 – Poor uni student to successful investor
2:35 – Did Simon have big goals
4:20 – Observing others and applying it to your life
6:44 – Was there a penny drop moment?
8:50 – Taking responsibility for your financial success
11:00 – How to think and act when things go off the rails (mindfulness practice)
13:00 – What did Simon do when he went through adversity in his last property deal
15:55 – The balance of detachment and attachment
18:15 – Optimism is a recipe for success


Ryan 0:00
Simon has achieved some pretty amazing success at such a young age, purchasing multiple investment properties, increasing income over the years, it’s been a pleasure to kind of be a part of your journey and see you grow over the years. And today, we want to have a conversation just around success mindset, and what mindset kind of you taking into things as well as me, and the success that I’ve had to try and help people out there? Who want to have whatever their version of success is in life? To help you guys achieve that. So let’s start with you, you know, going back a few years, what what do you think changed in terms of your mindset to go from, or unissued you know, kind of oil unique across the, you know, the journey you are to where you are now, which is pretty set up? You got your foundational properties, you just, you’ve done the hard work, basically. Yeah.

Simon 0:52
Thanks, thanks.

Ryan 0:57
Give you a compliment.

Simon 0:59
I guess I’ve always had this underlying optimism towards it’s all gonna work out, you know, it’s all gonna be okay. You know, even when I finished up school, but high school, I had no idea what I wanted to do. So I just started learning new skills. And I was like, you know, this isn’t working. So I would never just stick to something that wasn’t working. And I’d always just pivot and try lots of different things like I live it for a whole bunch of different trades. I worked in retail, I worked in sales, I went to TAFE and got a whole bunch of different certificates in fitness and in management.

Ryan 1:35
Did you have goals at that time, like we always say goal orientated as you are now, he just kind of young, young 20s just kind of floating around to an odd jobs.

Simon 1:43
Yeah, I was just sort of floating around, because I knew that I had to commit to something eventually. And I just wanted to make sure that that was the right thing that I was going to commit to. Because when you’re working for 20 3040 years, you want to be doing something that is meaningful, something that gives you purpose, something where you get to give back to the community, and I knew all of those things, but I just didn’t know how to get there. And I just didn’t have have that like, Penny drop moment where it’s like, aha, cool. That’s my calling. That’s my purpose. So it was chipping, and changing and trying all of these different things. But the whole time that I was doing that there wasn’t one time from like, 18 through to 25. We’re always like, Oh, shit, I gotta get, I gotta get my shit together. Or, you know, I’m wasting my life right now. I always had this underlying confidence and optimism that it was all going to work out.

Ryan 2:33
Did you have goals like me and Ben taught yesterday, we kind of lived our lives over the last 15 years, and we had these big goals of either business success or financial freedom. And we kind of sacrifice a lot of our lives in a way to get there. And we’re talking about you about, because you’ve been able to follow the formula that I guess me and Ben, were able to map out in all events, mistakes, you’re able to say that exactly, it was almost like you were just able to follow that, but still stay present in your life. Whereas I feel like me and Ben didn’t know, we had a massive goal. We didn’t know how to achieve it, and we weren’t present. Did you have an end goal? is kind of the first thing. And is that accurate? that you’re able to just follow it and stay present in your life?

Simon 3:12
So I make that up and just think, No, you’re right. Like, it’s completely true. So no, I never necessarily had a firm goal that I want to be a property investor, or I want to be financially free by this age, or I want to earn this amount of money. I’ve never ever, ever set those goals until I started working full time. And, you know, started learning a few different things. So I guess, you know,

Ryan 3:36
on the Yeah, that’s fascinating. Because you’ve achieved such success at such a young age. You’re what 2728 28 getting older. Now, but you’ve achieved such success at such a young age. And usually, I guess I would assume you’d be super growth driven and be like,

Simon 3:53
Oh, yeah,

Ryan 3:53
this is like at 18. I knew where I wanted to be at 30 be financially free by 30.

Simon 3:59
Sure, sure. I guess for me, it’s like I was the youngest of four siblings. My my dad ran his own business. And he started that business when I was about 10 years of age. So the conversations that were had around the dinner table, the things that I saw my siblings do my Auntie’s, my uncles do my parents do. One thing that I’ve always been really good at is observing and watching what other people are doing, and seeing how that’s impacted their laws, whether it’s in a positive or negative way, and not just seeing it and saying it but seeing it from a why of Okay, well, how can I use this into my life because my dad is a very optimistic guy. He’s a super hard worker, and he’s received an amazing level of success. Then I’ve seen you know, other friends, parents that uh, you know, working in a job that they hate, and they don’t enjoy what they do. And they just get stuck in this negative place. It’s just like, I don’t want to do that. So observing what other people have done, and then, you know, applying that to my life and to my values and figuring out how can I use this to my advantage so that either I don’t make the mistakes, or that I can achieve it a little bit sooner. So, you know, not just saying it for seeing it, but like having a bit more purpose to what’s going on around me at the time. And taking note of that,

Ryan 5:25
I feel like most people are living their lives kind of stuck in their own head or just kind of doing their thing. And they don’t have that sort of observation, you know, everyone else, not to the point, like you might observe someone and see if they’re happy or successful, we’ll see that, you know, depressing their job or something like that, but not necessarily that observation to say, Okay, what are they doing? Are they happy? How can I apply that to? Why am I talking about that

Simon 5:50
sort of thing, which I think is so important, it’s, you know, hindsight, it’s a beautiful thing, right? And how many people go, you know, hindsight is 2020? Or if I had have known this, and I would have done that. And it’s like, how many times you need to hear that, to understand that, that is hindsight. You know, I, to me, it just makes sense. Like, everything has been done, everything has been done. So you can either go and try and reinvent the wheel yourself and fail. Or you can understand that everything’s been done, I just need to figure out how to apply it into my life to my values into what I want to achieve.

Ryan 6:25
And I guess I’ve done that in my life. But I’ve never found someone who’s living the exact life that I’ve won. So I always just find pieces from people that I’m like, Oh, I like how you’re doing that in your life. I like how you’re doing Yeah, in business, or relationships, or family and try and pull them in. So what about was there? You know, you did the uni, and you were kind of floating between jobs, trying to find out what you like, then you moved up to the sunny coast came to work and Pumped on Property, the buyer’s agent was there, like a penny drop moment for you to say, oh, okay, now, here’s my goal, or did that just kind of like, I’ll start saving deposit and actually buy a house. And it kind of evolved over time,

Simon 7:04
it was like, that’s when I started reading a lot of personal development books throughout University. And then when I first started working out here, so that’s when I’m starting to read a lot of Tony Robbins, I’m starting to listen to a whole heap of really interesting podcasts and audiobooks and investment books. And I knew at that point in time, you know, within the year of moving up here, within a year of having my first full time job out of uni, I was like, I want to be an investor. Like when I when I read Rich Dad Poor Dad for the second time around, and I was in like the right headspace reading that I was like, This is what I want to do. Like, I don’t want to work for other people for the rest of my life. I want to create a passive income for life, I want to leverage off these other assets that so many people have done before me. And you know, that’s the kind of life that I want to create for myself. And then it was just like, Okay, cool. Oh, from 18 through 25, absolutely nothing with my life. I cruise I traveled, I worked at different jobs. I study, I enjoyed life, I created some amazing experiences. And then I was like, cool, why not go down. And if I go hard for 10 years, I can, I can be financially free. Because I’ve got this blueprint I’ve got, you know, I’ve seen what my brother’s done and what he’s been able to create in that period of time. I’ve seen what my dad’s done with his business and what he’s been able to create for himself. I’ve read all of these books, and I’ve gone Okay, cool. Like, I can do this. This is 100% up to me, nobody else is going to make it happen for me. Let’s go for it.

Ryan 8:42
I think that what one thing that he said that is so key, and it comes down to often whether people succeed or not in their goals, and in financial freedom is you said, it’s up to me. So it’s completely your responsibility. So taking on the responsibility yourself, for your financial well being for everything in life, really, yeah, to become successful. So often we can say, Okay, this has happened to me in life, or this is holding me back or I studied the wrong thing or, you know, things can hold us back. And things happen and bad stuff happens in life. And I definitely went through that in the last couple of years as well. But the sound I took the same approach as you and said, Okay, I was not as educated and was a bit silly with my money and shouldn’t have been. I’m now in all this debt, but I take full responsibility for that. And like I just took it fully on myself. Okay, I stuffed up in the past, but now it’s my job to dig myself out of this hole and to find a way out and then yeah, I just feel like taking responsibility for yourself for your life for your finances and saying whether or not this is going to happen is on me. And I used to work in a news agency at a lotto counter, and you find so many people coming in buying their lottery tickets hoping to win the

Simon 9:57
lottery ticket

Ryan 9:57
out hoping to win the lotto Look, my dad Still buys lotto. And he’s like, when I win lotto, I’m gonna do this. And I’ve always, I always knew the odds on it and stuff, I thought, I’m not gonna gamble. It’s like, any success that I have will be down to what I’ve done. And what I’ve been able to achieve and my responsibility, I’m not putting it in someone else’s hands, or putting in the hands of a roll of a dice or have a ball or something like that. It’s like, Yeah, I just think that’s okay, for success mindset.

Simon 10:26
100%. And what you know, as you said, like, life is a journey, right? And investing is a journey, no doubt about it, there’s going to be some sort of adversity thrown at you, you don’t know what it’s going to be you don’t know when it’s going to come, but it’s going to come. Because history will tell ya, you know, statistics will tell you, it’s going to happen at some point in time. So what I really think is, you know, I try and put the things in place so that when that adversity comes, I can overcome it, which is my mindfulness, my meditation practices, my yoga practices, I use that to try and stay on top of those emotions. Let’s

Ryan 11:01
let’s talk about that a bit. Because obviously, we’ve got, we’ve got this overarching concept now of you know, we are responsible for your job, but then obviously, stuff’s going to happen. How do you stop yourself getting derailed? when bad things do happen? You talked about mindfulness is that meditating?

Simon 11:17
Yeah, yeah, big time. So I, you know, meditate every single day, every single morning, every single night before I go to bed. And throughout the day, I’m constantly catching myself and saying, Okay, it’s time to take a deep breath. And this has been years and years and years, when I first started, it was tough to sit down for one minute, because my mind is quite busy. That’s kind

Ryan 11:38
of where I’m at. At the moment, I think I need to get into meditation more. Every time I told you,

Simon 11:46
it’s true, like our minds are busy, we’ve got a lizard brain out there. And it’s going to attach on to random little things all the time, the average human has like 50,000 thoughts a day. So they’re going to keep coming, whether you like it or not, but it’s how you attach on to them. And that’s what I found with, you know, a consistent practice. And it started with, you know, one to five minutes a day, that it moved to sort of five to 10 minutes a day. Now, it’s sort of it, you know, 10 to 30 minutes a day, some days, I want too much. And I’ll notice that I’m, you know, getting emotional about things a lot faster, or something will agitate me a lot easier. And then when I’ve been doing like, 20 to 30 minutes a day for like two weeks straight, it’s like nothing can affect me, because the thought comes. And once you build up this awareness through mindfulness practice, the thought comes, you recognize it as just a thought, not a reality. And then you can push that throw it to wherever you want it to be. And if it’s a good thought, you can harness that energy, and you can harness that, that emotion and you know, stay feeling good, or when it’s bad. And when it’s not serving you in that present moment. You can say, you know, thanks for coming. But See you later, you’re not helping my wife right now

Ryan 12:58
aside, so let’s talk about time, when you did experience, you came up against obstacles and experienced adversities, we may want to talk about when you’re buying your third property finance fell through the entire deal fell through on that property, I feel like in a lot of cases, people will throw up their hands and say, you know, that was out of my control that, you know, we were told we could get a loan, and then it fell through, and the whole deal fell over. Just what was your mindset in that as you’re going through that as you’re going through the hopefulness of it? And then the crash of like not getting it? Why didn’t you give up and what like, what, what why did you look at that, um,

Simon 13:38
interesting. This is probably the first time that I’ve kind of, you know, talked about this, did you go out as you go into a deep depressive state and know why, when I first walked through that property, I knew that it was my heart. I knew like that this was the universe sending me a sign that this is where you’re meant to be. I’ve done all the research, I’ve checked everything, it ticks, so many boxes, and there wasn’t anything that was stopping me from getting that property. So you know, having that underlying belief, this is my home, like this is where I’m going to spend the next 10 years of my life this is where I’m going to raise my first children. You know what I mean? Like, that was such a massive pull for me that it was like yes, this is challenging. Yes, this is frustrating. Yes, this is stressful. But at the same time, what’s more important this one to two months of stress and and heartache or the 10 years of happy memories and the day that it was done all of that was gone out of my mind and now that you know six months have gone by it is

Ryan 14:48
so really you just put your all into it. You’re like yeah, I’m hell or high water. I’m gonna do everything within my power to get this deal done. And I guess even fall through then that was out of my control, but at least I did everything that I could have. Like, if it fell through, what would you have mindset?

Simon 15:04
I probably would have been, it wasn’t meant to be, you know, I would have been like, Okay, cool. Well, and me and my partner Tyler talked about this a lot, we go, you know, if it’s meant to be, it will be, let’s go to war with this. And I talked to my mortgage broker, we literally call it war where like, we go into war with bags, let’s get this sorted. And it’s like, if it’s meant to be, it will be, if it’s not, it’s not like, and this is what the meditation practices also taught me it’s like, don’t attach on to things that are outside of your control. I can’t walk into a bank and say, give me give me $500,000. You know what I mean? They’ve got their practices and procedures that are in place, so that they can, you know, make sure they’ve got risk risk mitigation strategies, and things like that as well. So it was out of my control, it’s like why attached to something that is out of my control?

Ryan 15:53
Yeah, so you’re almost holding two things in your mind at the same time. One is, I can’t control this. And if it’s meant to be, it’ll be but also i’m going to do everything in my power to make this happen. So there’s like, solid detachment there from the outcome, but also a solid attachment in that you’ll go after, and I feel like, people often have one or the other, you know, if it’s meant to be, it’ll be so I’m not going to do anything. Or, you know, I need to make this happen. If it doesn’t happen, then they get super bummed out about it. Yeah, I think having those two that, you know, that drive, but also that level of detachment, and I think I’ve taken that through my life as well, which is, here’s my goals, here’s what I want to achieve in this amount of time. I mean, do everything in my power, go to war, as you say, to make that happen. But if it doesn’t, then I just readjust, it wasn’t meant to be or, you know, I learned from those experiences, and then kick on, try something else, or just keep slogging away and keep doing it?

Simon 16:47
Well, if it’s working, just not as quickly as I wanted it to, if every single time something bad happened to us, or something that wasn’t a part of the plan happened to us, if we curled up into a little bowl or hitting out in our little corner, or, you know, just gave up. There’s only one thing that’s going to happen, if that’s your default, which is you’re going to end up having to work for the rest of your life, you’re never going to be able to overcome any challenges. So to me, it’s like, face these challenges, you know, head on, do everything that you possibly can, but then don’t let them affect your journey. Because as I was saying before, they’re going to happen. And I think the difference between people that end up extremely successful, and people that end up continuing to work in the dead end job that they hate, is their ability to adapt to the challenges and go, Okay, this is the new norm. How can I still achieve my goals based on this new norm? And just like, not focusing on the problems, but focusing on the solutions? Yeah.

Ryan 17:47
So I think that gives us a few successful mindsets that Simon’s take him through his life, which is really cool to see and hear. Honestly, it’s been such a privilege to be a part of your journey and see you continue on your best to get bitten by an enemy. But yeah, it’s just been super cool to see that super cool to talk about it as well. Yeah. Okay, how do you approach things because I know you’re super optimistic,

Simon 18:09
very optimistic. And that’s one thing that I want to say like, one of my favorite quotes, and

I can’t remember off the top of my head right

now. So I’ll paraphrase but it’s a it’s a quote from Warren Buffett, and what the quote is, is, optimism is a recipe for success. Because if you can’t believe in a better tomorrow, than today, you’re never going to have the courage that it takes to do what it needs to create that better life for yourself. So that really hit home to me as an optimist. And I completely believe in, you know, creating a better tomorrow for myself, but also having a good today. You know, I

Ryan 18:45
don’t mean, I’ve got to believe that the future is going to be better. Yeah, if you put in the work. And so that motivates you to do the work, because you’ve got that optimism that the future is going to be better. Exactly.

Simon 18:55
Yeah, exactly. So yeah, man, it’s cool. And I think we still got a really long ways to go, no doubt about it. And yeah, hopefully continue to keep people updated. And, you know, All I really want is to hopefully motivate you know, just one person out there that’s kind of struggling to overcome their challenges to just go you know, what I can do, I do have what it takes to create the life that I want for myself and you know, especially younger people out there anybody that’s listening, I just hope that you know, a span has been thrown into the works group that bad boy

Ryan 19:31
Yeah, and I think we’ll talk about that in the next video which is about creating the life that you want even on the journey towards success but I guess the flip side of this success mindset is how do you deal with fear and a lot of people I know attract in fear when it comes to property investing or life and so I did an episode with them, which I will link up to down below you can check out how do we deal with the How can you minimize fear so you can still move forward. So combination of this success mindset with dealing with fear will really help you on Your way to where it is you want to go and whatever success looks like to you. So, thanks so much for tuning in, check those out. Until next time, stay positive


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